Ok, if you know how to load new Font then that is cool.
Here are a few tricks that might help you.
Each word, make it a new layer. This way you can move it wherever you want.
Also, once you have your text go to LAYER (Duplicate) and then click the layer that is behind the layer you are currently on.
Go to Outer Glow and select a color (Make it Normal Blending Mode) and then just toggle the pixel size and the spread. You can create different effects that are pretty cool.
Also maybe try Inner Shadow, Stroke and just mess around with a few other options.
If you learn how to use the Gradient Overlay, that can be pretty cool also but it takes some time to get used to.
Keep up the good work. If you want to have a Banner Contest for Points just let me know....
Thanks
Mike