You need to decide who you want to go through. BGS,PSA, or SGC. PSA charges $100 a year to be a member. Beckett and SGC has Online Submission Forms. It just depends on what you like. I would make sure that the card you want to get graded is worth grading. Like your Andrew Luck X-Fractor, I would send it in to get graded as long as the card isn't damage. I wouldn't send a $2 Card to get graded, because it isn't worth it. It is all about what you want to do.